The pension scheme that is right for one person or company will not necessarily be the best one for another. A lot of factors feed into the equations. A financial adviser will look into your:

• Amount of disposable income
• Age
• Financial stability
• Tax threshold
• Desired retirement lifestyle
• Existing financial arrangements
• Attitude to investment and risk

We always suggest that if any doubt about your pension you speak to a financial adviser. They will be able to look at your situation and recommend products and funds that tick as many boxes as possible.